Storing Your Boat for Winter

Texas boat owners know that mild winters can be deceiving. It is crucial to properly store and winterize boats to guard them from unexpected cold snaps, moisture and long periods of inactivity. At Foley Insurance Agency, we help our clients secure boat insurance that can provide financial protection for their watercraft.

Why Winterizing Matters in Texas

Winter in Texas can bring sudden temperature drops, heavy rains and humidity that may damage your boat’s engine, hull and interior. Preparing your boat for cold weather and long-term storage can help you avoid costly repairs, extend your boat’s lifespan and keep your insurance coverage in good standing.

Best Practices for Winter Boat Storage

Consider the following steps for storing your boat in winter:

1. Clean and inspect thoroughly—Wash your boat inside and out. Remove any dirt, algae or salt to prevent corrosion and mildew. Inspect the hull, propeller and trailer for damage or wear that should be addressed before storage.
2. Guard the engine and fuel system—Flush the engine with fresh water and add a fuel stabilizer to prevent buildup. Change the oil and replace filters as needed. For outboard motors, drain water from the cooling system to avoid freezing damage.
3. Remove and store electronics—Take out any electronics, batteries and valuables. Store batteries in a cool, dry place and keep them charged periodically to extend their life.
4. Cover and store properly—Use a high-quality, breathable cover to shield your boat from dust, debris and UV rays. If possible, store your boat in a covered facility or garage. If outdoor storage is your only option, elevate the boat and confirm proper drainage to avoid water accumulation.
5. Check your insurance—Review your boat insurance policy to confirm your coverage during the off-season. Some policies may require specific storage practices or offer discounts for secure storage.

Get Covered Today

Foley Insurance Agency offers customized boat insurance for boat owners in and around San Antonio, TX. Contact us today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.