Commercial Auto Insurance in San Antonio, TX
Commercial auto insurance covers vehicles used for business purposes. Unlike personal auto policies, a commercial auto policy provides broader protection tailored to the risks faced by businesses that use vehicles in their operations.
A typical policy can cover:
- Third-party bodily injuries and property damage
- Damage caused by collisions
- Damage caused by fires, natural disasters, theft or vandalism
- Losses if a vehicle is hit by an at-fault motorist with no or insufficient liability coverage
- Vehicles your company rents or employee vehicles used for business
Common exclusions include:
- Damage caused by intentional or illegal acts
- Contractual liabilities
- Damage caused by wear-and-tear or insufficient maintenance
- Racing or stunt activities
Who Needs This Policy?
Many states require commercial auto insurance for vehicles used commercially.
Lenders may also ask for proof of a policy if you finance your vehicles.
Our agents typically recommend commercial auto insurance to the following:
- Contractors and construction companies
- Delivery and courier services
- Service-oriented businesses
- Sales teams
- Food trucks
How Much Does a Policy Cost?
The cost of a commercial auto policy can depend on the following factors:
- Industry and operations
- Vehicle characteristics (e.g., age, size, value)
- Driving record
- Claims history
- Location
- Coverage selections
- Deductible
Why Choose Foley Insurance Agency?
With deep roots in the Texas business community, we understand the challenges local companies face. Our agents will guide you through the process, explain your options and help you find a cost-effective commercial auto insurance policy that fits your needs. We will work with you to customize your policy based on your operations, vehicle types, and risk exposures.
Contact our team for a personalized quote.