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Proudly providing car insurance in San Antonio, TX.

Auto insurance may help prevent financial losses related to vehicle damage or liabilities from accidents. Instead of paying out-of-pocket, your policy may cover expensive repair costs, medical bills and legal fees after unexpected events.

How Much Auto Insurance Do I Need?

The level of coverage you need must comply with the minimum requirements set by Texas and your lender. Beyond that, the necessary auto insurance depends on factors like your car’s value, driving history and financial situation. It’s recommended to evaluate the potential costs of an accident and select a policy that offers sufficient financial protection. Close-up view of a man driving a modern car, showing dashboard and steering details.

What Does Auto Insurance Cover?

You can customize your auto insurance policy to fit your needs and preferences. You may add several coverages, such as the following:

  • Liability coverage may cover bodily injury and property damage to others in accidents where you’re at fault.
  • Collision insurance may provide funds to help repair or replace your vehicle after an accident.
  • Comprehensive insurance may cover noncollision incidents like fire, theft or weather damage.
  • Medical payments coverage may cover minor medical expenses for you and your passengers.
  • Personal injury protection (PIP) may cover medical bills, lost wages and medical costs for you and your passengers. Every auto insurance policy in Texas automatically comes with PIP, but you may decline it by informing your insurer in writing.
  • Uninsured/underinsured motorist coverage may provide financial assistance after an accident with an at-fault driver who lacks insurance.

Where to Buy Affordable Auto Insurance

Foley Insurance Agency can help you explore auto insurance options and find the best policy for you. Contact us today for a free quote.